CBD retailer increased authorization rates 40% using high-risk payment processing and 3D Secure 2.0. Case study.Need Payment Processing?
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A CBD retailer with $200,000 monthly volume faced declining authorization rates at traditional processors due to industry restrictions.
- Migrated to specialist CBD payment processor - Implemented 3D Secure 2.0 authentication - Optimized card network routing - Enhanced fraud detection rules for CBD transactions
- ✓Migrated to specialist CBD payment processor
- ✓Implemented 3D Secure 2.0 authentication
- ✓Optimized card network routing
- ✓Enhanced fraud detection rules for CBD transactions
The Problem
A CBD retailer with $200,000 monthly volume faced declining authorization rates at traditional processors due to industry restrictions.
High-Risk Processing Solution
- Migrated to specialist CBD payment processor
- Implemented 3D Secure 2.0 authentication
- Optimized card network routing
- Enhanced fraud detection rules for CBD transactions
Outcome
Authorization rates jumped from 82% to 92% — a 40% improvement in approval volume. The business retained 60% more customer transactions monthly.

Jane Harold
Head of Payment Strategy
GetPayment Inc
Jane Harold is a payment strategy expert with 12+ years of experience in high-volume ecommerce payments, merchant account management, and checkout optimization. She has helped hundreds of US ecommerce brands improve authorization rates, reduce processing costs, and scale payment infrastructure.
Areas of Expertise
Payment Strategy Expert
12+ years in industry
Certified Payment Specialist
PCI DSS Level 1 compliance
Merchant Account Advisor
500+ merchants advised
Industry Speaker
Ecommerce & payment conferences
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Have questions about payment processing? Reach out to Jane directly.
Years Experience
Merchants Helped
Bank Partners
Satisfaction Rate
Recover Revenue From Payment Declines
GetPayment helps ecommerce merchants increase approval rates with smart routing and high-risk-friendly processors.
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