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CBD Payment Processing Case Study: 40% Increase in Authorization Rates

Jane Harold
6 min read
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CBD Payment Processing Case Study: 40% Increase in Authorization RatesCBD retailer increased authorization rates 40% using high-risk payment processing and 3D Secure 2.0. Case study.

Key Takeaways

A CBD retailer with $200,000 monthly volume faced declining authorization rates at traditional processors due to industry restrictions.

- Migrated to specialist CBD payment processor - Implemented 3D Secure 2.0 authentication - Optimized card network routing - Enhanced fraud detection rules for CBD transactions

  • ✓Migrated to specialist CBD payment processor
  • ✓Implemented 3D Secure 2.0 authentication
  • ✓Optimized card network routing
  • ✓Enhanced fraud detection rules for CBD transactions

The Problem

A CBD retailer with $200,000 monthly volume faced declining authorization rates at traditional processors due to industry restrictions.

High-Risk Processing Solution

  • Migrated to specialist CBD payment processor
  • Implemented 3D Secure 2.0 authentication
  • Optimized card network routing
  • Enhanced fraud detection rules for CBD transactions

Outcome

Authorization rates jumped from 82% to 92% — a 40% improvement in approval volume. The business retained 60% more customer transactions monthly.

Jane Harold

Jane Harold

Head of Payment Strategy

GetPayment Inc

Jane Harold is a payment strategy expert with 12+ years of experience in high-volume ecommerce payments, merchant account management, and checkout optimization. She has helped hundreds of US ecommerce brands improve authorization rates, reduce processing costs, and scale payment infrastructure.

Areas of Expertise

High-Volume Ecommerce PaymentsInterchange-Plus PricingChargeback PreventionAuthorization Rate OptimizationFraud Detection & PreventionCross-Border Payment Processing

Payment Strategy Expert

12+ years in industry

Certified Payment Specialist

PCI DSS Level 1 compliance

Merchant Account Advisor

500+ merchants advised

Industry Speaker

Ecommerce & payment conferences

Get Expert Advice

Have questions about payment processing? Reach out to Jane directly.

12+

Years Experience

1000+

Merchants Helped

50+

Bank Partners

99%

Satisfaction Rate

Recover Revenue From Payment Declines

GetPayment helps ecommerce merchants increase approval rates with smart routing and high-risk-friendly processors.

High-risk friendly

Multiple processors

Global coverage

Apply for Merchant Account

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