Average migration: 7 days, zero downtime

Migrate to GetPayment Without Missing a Single Sale

Switching payment processors is one of the most common things merchants delay — because they're afraid of downtime, developer headaches, and losing stored customer tokens. Every one of those fears is addressable.

GetPayment's white-glove migration service handles underwriting, integration support, token migration, and parallel testing — so you're fully live in 7 days without your customers ever knowing you switched.

7 days
Standard migration
0 min
Forced downtime
2–4 hrs
Dev time (Stripe)
1,200+
Merchants Migrated in 2025
7 days
Average Migration Time
95%
Stripe API Compatibility
0
Unplanned Downtime Incidents

The Four Reasons Merchants Delay Migrating — Solved

We've migrated over 1,200 merchants. Every objection has a direct solution. Here they are.

The Fear

Fear of downtime causing lost sales during the processor switch

The Reality

Parallel processing architecture — we run alongside your current processor. Zero forced downtime. Total cutover takes under 5 minutes during a scheduled window

The Fear

Complex developer work to re-integrate a different payment API

The Reality

95% Stripe-compatible API. Most migrating merchants need 2–4 hours of developer time. We provide migration specialists and complete documentation

The Fear

Stored customer tokens may be lost, forcing customers to re-enter cards

The Reality

PCI-compliant token migration handled by our team. In most cases customers don't need to re-enter payment details

The Fear

Uncertainty about losing current processor's reserve funds

The Reality

Your previous processor releases reserves on its existing schedule. We advise on structuring your new account to minimize reserve requirements from day one

Your Complete Migration Timeline

Every step from first call to live processing — with clear deliverables at each stage.

01

Discovery Call

Day 1 — 30 min

We audit your current processor: rates, authorization rates, chargeback history, and pain points. You receive a custom migration plan and savings projection the same day.

Custom migration plan + estimated savings
02

Application & Underwriting

Days 1–5

Submit your merchant application. For standard ecommerce: 24–48 hour decisions. High-risk industries: 3–7 business days. We communicate directly with the underwriting team on your behalf.

Approved GetPayment merchant account
03

Integration & Sandbox Testing

Days 3–6

Your developer integrates against our sandbox (or we assist). API documentation, code examples, and a technical specialist available for direct questions. Test cards, webhooks, and decline scenarios.

Integration validated in sandbox
04

Parallel Live Testing

Days 5–7

Route 10–20% of real traffic to GetPayment while your existing processor handles the rest. Compare authorization rates, speed, and settlement in real conditions.

Performance report: GetPayment vs your current processor
05

Full Cutover

Day 7

Migrate 100% of traffic during a low-traffic window (typically 2am–5am). Your migration specialist monitors everything in real time. Your old processor remains as instant fallback.

Full live processing on GetPayment
06

Optimization & Ongoing Management

Ongoing

Dedicated account manager tunes routing rules, fraud settings, and retry logic. Monthly performance reviews. Chargeback monitoring and pre-dispute alerts from day one.

Monthly performance reviews + continuous optimization

What Our Migration Service Includes

Everything handled for you — from underwriting to go-live. No additional fees for migration support.

Zero-Downtime Cutover

Parallel processing means you keep your current processor live throughout. Traffic migrates in stages. Final cutover in under 5 minutes during a low-traffic window.

Stripe-Compatible API

95% API compatibility means minimal developer work. Drop-in SDK, compatible webhooks, similar authentication. Most Stripe migrations complete in 2–4 developer hours.

Token Migration Support

Our team handles PCI-compliant token migration with your existing processor. In most cases customers don't need to re-enter stored payment methods.

Dedicated Migration Specialist

A named migration specialist manages your entire transition. Direct Slack access, proactive communication at every stage, and 24/7 monitoring during go-live.

Parallel Performance Testing

Run 10–20% of traffic on GetPayment before full migration. See real authorization rates, decline patterns, and settlement speed before you fully commit.

7-Day Standard Timeline

From first call to live processing in 7 days for standard merchants. High-risk and enterprise accounts typically 14–21 days. We communicate clearly about your specific timeline.

Migration FAQ

Everything merchants ask before switching processors.

Ready to Make the Switch?

Book a 30-minute migration call. We'll map out your exact timeline, answer every question, and send you a savings projection the same day.