High-Risk Merchant Accounts for WooCommerce businesses in 2023

WooCommerce is a popular and versatile e-commerce platform that can be used to create online stores for a wide range of businesses. However, for high-risk businesses, such as those in the adult industry, nutraceuticals, or CBD products, setting up an online store can be challenging. In this blog post, we'll explore how high-risk businesses can use WooCommerce to set up their online stores and accept payments.

What Makes a Business High-Risk?

Before we dive into how high-risk businesses can use WooCommerce, let's first define what we mean by "high-risk." High-risk businesses are those that are more likely to experience chargebacks, fraud, or other payment-related issues. This can include businesses in industries such as:

  • Adult entertainment
  • Nutraceuticals
  • CBD products
  • Firearms and ammunition
  • E-cigarettes and vaping products
  • Travel and tourism
  • Online gambling
  • Debt collection

These businesses may find it more difficult to find a payment processor that is willing to work with them, and they may also face higher processing fees or other limitations.

How to Use WooCommerce for High-Risk Businesses

Despite the challenges, high-risk businesses can still use WooCommerce to set up their online stores and accept payments. Here are a few things to keep in mind:

  1. Choose the right payment processor: The first step in setting up a WooCommerce store for a high-risk business is to find a payment processor that is willing to work with you. Look for a processor that specializes in high-risk businesses and has experience working with businesses in your industry.
  2. Use a secure hosting service: To protect your website and customer data, it's important to use a secure hosting service that is equipped to handle high-risk businesses. Look for a hosting service that offers SSL certificates, firewalls, and other security features.
  3. Set up fraud prevention tools: High-risk businesses are more likely to be targeted by fraudsters, so it's important to set up fraud prevention tools to protect your business and your customers. WooCommerce offers several fraud prevention plugins, including FraudLabs Pro and WooCommerce Anti-Fraud.
  4. Be transparent with customers: Since high-risk businesses may face more scrutiny and skepticism from customers, it's important to be transparent about your products and services. Clearly state your terms and conditions, refund policies, and other important information on your website.


High-risk businesses face unique challenges when setting up online stores and accepting payments. However, with the right payment processor, hosting service, and fraud prevention tools, it's possible to use WooCommerce to create a successful online store. By being transparent with customers and taking steps to protect your business, you can build trust and grow your customer base, even in a high-risk industry. Feel free to reach out to us at GetPayment so we can help you in greater detail!