Enterprise‑grade
ecommerce payments
for merchants doing at least
$50k+ per month
GetPayment helps US brands increase authorization rates, lower fees, and stay online through every spike in traffic.
No long‑term commitment. We'll benchmark your current processor first.
Apply for your account today
An expert will be in touch within 10 minutes
PCI-DSS Level 1
Compliant
256-Bit SSL
Encryption
Global Processing
180+ Countries
99.9% Uptime
Guaranteed
Powering growth for high-volume brands
Join 2,500+ merchants processing millions monthly with GetPayment
Payments shouldn't be the bottleneck as you scale
Random declines and low authorization rates at peak times
Fees that eat into already thin margins
Generic support that doesn't understand high‑volume ecommerce
Smarter routing and optimization to keep approvals high
Custom pricing tailored to your actual statement data
Dedicated account management for merchants doing $50k+ per month
Built for serious ecommerce growth
Higher approval rates, more revenue
Optimize authorization performance with smart retries, network tokenization, and card updater tools designed for high‑volume traffic.
Lower your total cost of payments
We review your current statements and structure pricing to cut costs while keeping performance and support at enterprise standards.
Scale through any spike
From product drops to Black Friday, GetPayment is architected to handle your biggest days without checkout slowdowns or downtime.
Dedicated US‑based team
Access a named account manager, technical contact, and onboarding specialist who know ecommerce, not just tickets.
Works with your ecommerce stack
GetPayment plugs into the platforms and tools high‑volume brands already use.
Results for merchants like you
Increased authorization rates from 82% to 92%, unlocking higher approval volume.
Read the full case studyScaled through peak season with 99.99% checkout uptime and +33% conversion improvement.
Read the full case studyReduced chargebacks from 1.8% to 0.3% in 60 days, saving $268k annually.
Read the full case studySwitching to GetPayment is straightforward
Performance & fees review
Share recent statements so we can benchmark authorization rates and costs.
Integration & sandbox setup
Connect your ecommerce platform or API and test in a safe environment.
Parallel run & go‑live
Run GetPayment alongside your existing processor before switching fully.
Ongoing optimization
Your account manager monitors performance and suggests improvements over time.
Enterprise‑grade security and compliance
Fully PCI‑compliant infrastructure
Tokenization and full‑stack encryption
Advanced fraud tools and chargeback support
GetPayment is built to meet the standards of serious US ecommerce brands handling large volumes and sensitive customer data.
What is GetPayment?
GetPayment is a specialized payment processor for US ecommerce merchants processing $50,000+ monthly. Unlike Stripe or PayPal, we serve high-risk industries — CBD, crypto, adult, forex, gaming — that mainstream processors decline, while delivering interchange-plus pricing that saves high-volume merchants 30-50% on fees.
Company Stats: Founded 2017 · Processing $2B+ annually · 10,000+ merchants · 50+ bank partners
People Also Ask About High-Risk Payment Processing
What makes a business "high-risk" for payment processing?
Industries with elevated chargeback rates (above 0.9%), regulatory complexity, or reputational concerns fall into the high-risk category. This includes CBD, adult, nutraceuticals, forex, gaming, and crypto businesses. Card networks (Visa/Mastercard) classify these industries as requiring specialist acquiring banks to manage their unique risk profiles.
Source: Visa/Mastercard Risk Management Guidelines
Why do Stripe and PayPal terminate high-risk accounts?
Stripe and PayPal operate on aggregated merchant accounts, meaning all merchants share collective chargeback risk. To protect their aggregate ratio, they de-risk entire industry categories rather than managing individual merchant risk. This is a business decision that prioritizes risk reduction over merchant support.
Source: Stripe and PayPal Terms of Service (2026)
What is interchange-plus pricing vs flat rate?
Flat rate pricing (Stripe's 2.9%) bundles interchange + markup into one fee, hiding true costs. Interchange-plus pricing shows the actual card network cost + processor markup separately. High-volume merchants can save 30-50% by switching to transparent interchange-plus pricing.
Source: Visa/Mastercard official interchange schedules
How does GetPayment achieve higher authorization rates?
GetPayment uses machine learning-based routing to send each transaction to the best-fit acquiring bank in real-time, based on card type, geography, and issuer behavior. Our clients average 94%+ authorization rates compared to 88-91% on Stripe, directly improving revenue and reducing declined transactions.
Source: GetPayment client data (2025-2026)
Explore GetPayment Features & Solutions
Payment Processing by Industry
Specialized payment solutions tailored for your specific industry vertical, with optimized rates and support.
View all industries→Transparent Pricing & Rates
Interchange-plus pricing with no hidden fees. Get personalized quotes based on your processing volume and industry.
Get your quote→Advanced Solutions
Fraud prevention, chargeback management, recurring billing, and more enterprise-grade tools.
Explore solutions→Processor Comparison
See how GetPayment compares to Stripe, Square, PayPal, and other processors on pricing and features.
View comparison→AI Fraud Detection
Industry-leading 99.4% fraud detection accuracy, included free with every GetPayment merchant account.
Learn more→Migrate from Your Current Processor
Switching from Stripe? We handle the entire migration process with zero downtime and dedicated support.
Start migration→Ready to see what GetPayment can do for your store?
If your ecommerce brand is processing $50k+ per month, we'll show you exactly how much more revenue and margin you can unlock with a better payments setup.
Serving US ecommerce merchants with global ambitions