Enterprise Payment Infrastructure
A complete suite of payment processing tools and services built specifically for high-risk businesses operating at scale.
Built by payment experts with 15+ years in high-risk processing across 30+ industries. Trusted by 1000+ merchants globally.
High-Risk Merchant Accounts
Dedicated merchant accounts designed for businesses that traditional banks decline. We maintain relationships with 50+ acquiring banks globally.
Offshore Merchant Accounts
Process payments internationally with offshore accounts in favorable jurisdictions. Lower taxes, broader acceptance, and regulatory flexibility.
International Payment Processing
Accept payments from customers worldwide with local acquiring in 30+ countries. Maximize authorization rates while minimizing cross-border fees.
Multi-Currency & Local Acquiring
Present prices in local currencies and process through local banks to dramatically increase approval rates and reduce costs.
Chargeback Monitoring & Alerts
Stay ahead of chargebacks with real-time monitoring, automated alerts, and prevention tools that keep your ratio below thresholds.
Fraud Prevention Tools
AI-powered fraud detection with customizable rules, velocity checks, device fingerprinting, and behavioral analysis for your specific vertical.
Rolling Reserve Optimization
We negotiate favorable rolling reserve terms and help you build a track record to reduce or eliminate reserves over time.
Crypto Payment Acceptance
Accept Bitcoin, Ethereum, and other cryptocurrencies alongside traditional card processing. Instant settlement to fiat available.
People Also Ask About Payment Solutions
What is the cost of a rolling reserve?
Typical rolling reserves hold 5-10% of sales for 90-180 days. For a $500k/month merchant, 5% reserve = $25k held. GetPayment negotiates favorable terms and helps build history to reduce or eliminate reserves over time. Source: GetPayment portfolio data
Can I get approval for offshore payment processing?
Yes. We help establish merchant accounts in favorable offshore jurisdictions like Belize, Costa Rica, Curacao, and Singapore for tax efficiency and regulatory flexibility. Full compliance and banking support included. Source: GetPayment offshore processing clients
How does fraud prevention reduce chargebacks?
ML fraud detection catches 95-98% of fraud attempts before they are processed. GetPayment clients average 0.08% fraud rate vs. 0.5%+ industry average. Lower fraud = fewer chargeback disputes. Source: GetPayment fraud data (2025-2026), Nilson Report
What currencies does multi-currency processing support?
Local acquiring in 30+ countries supporting 50+ currencies. Process in customer's local currency = higher auth rates and lower cross-border costs. Full FX optimization and local payment methods included. Source: GetPayment integration partners
Explore by Industry
Each industry has unique payment challenges. Browse our specialized solutions for your business type.
Payment Processing Solutions for Every Business Type
Best Payment Solutions for High-Risk CBD Merchants
CBD and cannabis merchants face the most restrictive payment processor landscape. Banks and processors actively de-risk these accounts due to regulatory uncertainty. GetPayment maintains stable relationships with 50+ acquiring banks that actively serve CBD verticals, offering dedicated merchant accounts, chargeback protection, and fraud prevention tools built specifically for supplement and CBD businesses.
High-Risk Payment Processing for Forex and Affiliate Networks
Forex trading platforms and affiliate networks face elevated chargeback and fraud risk, making them nearly impossible to serve through standard processors. Our high-risk merchant account solutions include multi-currency support, rolling reserve optimization, and real-time chargeback monitoring to keep your account stable even at 1–3% chargeback ratios.
Enterprise Payment Solutions for SaaS and Subscriptions
SaaS and subscription businesses require reliable payment infrastructure with network tokenization, retry logic for soft declines, and dunning management. Our platform provides enterprise-grade solutions including multi-acquirer routing for redundancy, recurring billing optimization, and detailed reporting to track churn and lifetime value.
Offshore Payment Processing and International Acquiring
For merchants operating in restricted jurisdictions or serving global customers, offshore payment processing offers tax-efficient structures and regulatory flexibility. We help establish accounts in favorable offshore jurisdictions, set up local acquiring in 30+ countries, and optimize cross-border transactions to reduce fees and improve authorization rates.
Chargeback Protection and Prevention for Merchants at Risk
Chargebacks can destroy your merchant account, especially if your ratio climbs above 1.5%. GetPayment offers real-time chargeback monitoring through Verifi and Ethoca, automated dispute response, rolling reserve negotiation, and strategic mitigation plans to keep you online and reduce future disputes.
Fraud Prevention Tools for E-Commerce and Gaming
AI-powered fraud detection with customizable rules, velocity checks, and device fingerprinting. Our fraud prevention solution reduces false declines while catching genuine fraud, improving your authorization rates and customer experience simultaneously.
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